NymCard

Give businesses everything they need to manage money.

Launch commercial cards, accounts payable, accounts receivable, payroll, financing, and payment experiences for SMEs and corporates on one platform.

Businesses expect more from their financial institution.

SMEs and corporates increasingly expect their banking partners to help them manage spending, payments, collections, payroll, and access to capital through a single experience. The opportunity is to become the platform businesses rely on every day.

  • Increase business deposits

    Bring more business balances onto your platform through everyday spending, payments, and collections.

  • Grow fee income

    Earn across cards, payments, payroll, and financing instead of a single product line.

  • Deepen lending relationships

    Turn payment and cash-flow activity into stronger, better-informed credit relationships.

One platform. Every business workflow.

Give businesses a single place to manage spending, payments, collections, payroll, financing, and cash flow visibility.

Corporate Cards

Issue virtual, physical, debit, prepaid, and credit card programmes for business spending.

CORPORATE
Cardholder
Jordan Ellis
Set spend limit
$3,000.00 (Flexible)
Edit
Card expenses
Require receipts and memos
Physical card
Issue & ship to employee

Spend Management

Track expenses across teams, budgets, and cards with receipt capture, approvals, and spend policy controls.

Expenses

Spend management

NK
Status: AllCategory: AllThis month
ExpenseCategoryAmountStatus
Northbridge Air
Virtual ****4821
Travel
$1,248.60
Pending
HA
Harbour Suites
Virtual ****7720
Travel
$612.00
Approved
AT
Atlas Workspaces
Virtual ****3015
Office
$450.00
Approved
ME
Metro Rides
Virtual ****1182
Travel
$24.10
Approved
ME
Meridian Airways
Virtual ****9043
Travel
$389.40
Approved
CR
Crate Supply Co
Virtual ****2278
Office
$86.20
Approved
CO
Cohort Software
Virtual ****6634
Software
$128.00
Approved
CO
Convene Software
Virtual ****5519
Software
$44.99
Approved
ST
Stillwater Hotel
Virtual ****3360
Travel
$278.00
Pending
1–9 of 128
NORTHBRIDGE AIRHEATHROW T5 · LONDON
E-TICKETTAX INVOICE
05 JUN 202614:22
REFQK7P2L
LHR → JFKECONOMY
PASSENGERS. MITCHELL
BASE FARE1,150.00
TAXES & FEES98.60
TOTAL USD$1,248.60
CARD ****4821 · AUTH 02X319
THANK YOU

Accounts Payable

Help businesses manage supplier payments, approvals, and outgoing cash flows.

D
Delta Hardware Co
Supplier
Invoice
#INV-6305
Issued 05 Jun 2026Due 30 Jun 2026Bill to · Meridian StudioNet 30
DescriptionAmount
Workstation hardware ×12$16,800.00
Onsite setup & support$2,400.00
Extended warranty$890.00
Subtotal$20,090.00
Tax$422.86
Balance due$20,512.86
Thank you for your business
Balance due
$20,512.86
USD · Net 30 · Due 30 Jun
Approvers
OW
Olivia Wilson
Line Manager
Approved
DO
Daniel Okafor
Finance Manager
Pending
Add approver

Accounts Receivable

Enable invoicing, collections, payment acceptance, and cash flow visibility.

M
Meridian Studio
Issuer
Invoice
#1043
Sent
Issued 05 Jun 2026Due 20 Jun 2026Bill to · Globex LtdNet 15
DescriptionAmount
Design retainer · Jun$36,000.00
Hosting & infrastructure$7,200.00
Support & maintenance$1,800.00
Subtotal$45,000.00
Tax (VAT)$3,250.00
Total due$48,250.00
Payable to Meridian Studio · USD
Payment received
$48,250.00 · Visa ****4821
Receivables · Jun18%
Paid
$312,480
24 invoices
Outstanding
$84,300
6 invoices

Payroll & Workforce Payments

Support payroll, contractor payments, and workforce disbursements.

June payroll

Monthly run · 248 people

Run payroll
Total
$642,000
0 of 248 paid
RecipientTypeAmountStatus
AOAmara Okoro
Employee$4,200
Pending
PNPriya Nair
Employee$3,800
Pending
MRMarco Rossi
Contractor$2,100
Pending
LFLena Fischer
Employee$4,050
Pending
DCDavid Chen
Contractor$1,650
Pending
SMSofia Marin
Employee$3,900
Pending

Working Capital & Financing

Offer credit lines, invoice financing, and business lending solutions.

Credit line

Revolving · Invoice financing

Active
0%available
Available
$0
of $250,000 limit
Drawn
$80,000
APR
12.5%
Draw fundsFunds ready · in your account

Real-Time Insights

Provide visibility into spending, cash flow, liabilities, and financial performance.

Financial overview

Last 30 days

Live
Net cash flow
$0
12.4%
Spend
$642k
4%
Cash in
$1.9M
12%
Liabilities
$312k
6%
Net margin
18.2%
2.1pt

Support businesses of every size.

  • Startups

    Get new businesses up and running with cards, accounts, and payments from day one.

  • SMEs

    Give growing businesses the tools to manage payments, spending, and cash flow.

  • Enterprises

    Deliver configurable payment programmes, controls, and financial services at scale.

Choose the experience that fits your customers.

Launch complete business banking experiences or embed capabilities into existing customer journeys.

Branded Website

A website under your brand where your business customers manage payments, spending, collections, and financing.

Branded App

An app under your brand that lets your business customers manage their financial operations from anywhere.

APIs & SDKs

Embed capabilities into existing banking, payment, and digital experiences.

Built for modern commercial payments.

  • 360° customer view

    Cards, payments, collections, financing, and customer activity contribute to the same source of truth.

  • Unified Risk Intelligence

    Build richer business profiles using transaction, payment, and financing activity.

  • Real-Time Visibility

    Monitor customer activity, payment flows, and programme performance as it happens.

  • Expand Over Time

    Add new capabilities without introducing new infrastructure layers.

  • Deploy Your Way

    Cloud, on-soil, and on-premise deployment models available on the same platform.

Everything running on one architecture.

Cards, lending, money movement, settlement, financial crime, and reconciliation operating through a shared infrastructure layer.

Common questions

Become the platform businesses rely on.

See how institutions launch commercial payment and business finance experiences on one platform.