Launch a digital bank.
Accounts, cards, payments, lending, and financial crime running on one platform. Launch under your brand on infrastructure designed to operate as a single system.
You have every advantage except time.
You hold the licence, the customers, the brand, and the balance sheet. Every new digital product still costs you quarters of multi-vendor integration around a core that was never built to move this fast. So the bank with every advantage ships the product its customers want slower than the startup with none of them. The answer is not to replace your core. It is to add a modern product layer on top of it.
Keep your core. Add the bank on top.
NymCard is not a core replacement. Your new digital products run on nCore, connected to the system of record you already operate, so you keep your licence, your core, and your source of truth, and gain a modern product factory beside it.
Every product your bank runs, intelligent from day one.
Build the full proposition on one platform, with NymAI woven through every flow rather than bolted on after. nCore is the AI-native platform: fraud, risk, and decisioning run inside the products, not alongside them.
Everyday Banking
Cards, accounts, payments, and wallets for everyday financial life, with fraud and risk scored in real time on every transaction.
Consumer Lending
Installments, revolving credit, and embedded credit, with decisioning built into origination so approvals happen in the flow.
Business Banking
Commercial cards, business payments, and financial services for SMEs, with spend controls and monitoring on by default.
Expenses
Spend management
Remittances
International payments, FX, and remittance, with settlement and compliance handled on the same platform.
AI a bank can put in front of a regulator.
NymAI scores fraud, risk, and credit, and watches every transaction in real time. Each decision carries the reasoning behind it and a full audit trail, so your risk and financial crime teams can explain what the model did and why.
Real-time scoring
Fraud, risk, and credit scored on every transaction as it happens, inside the products.
Reasoning attached to every decision
Each decision carries the reasoning behind it, so teams can explain what the model did and why.
Full audit trail
A complete record behind every decision, ready for your risk and financial crime teams to examine.
Intelligence built in, and built to be examined.
Your brand. Your customers. A new experience underneath.
Customers get a modern experience inside a brand you own and control. It ships through white-label apps, web, and a unified admin portal, with APIs and SDKs to embed it into the channels you already run.
Mobile App
Deliver digital banking through fully branded mobile applications.
Web Experience
Give customers modern banking through web portals and self-service channels.
Admin Portal
Manage customers, products, programmes, and operations from one control centre.
APIs & SDKs
Embed banking capabilities directly into the digital channels you run.
Everything runs on the same platform, under your name.
From board approval to live bank, in months, not years.
- Design. Define your proposition, customer journeys, and operating model.
- Configure. Set up products, controls, workflows, and programme rules.
- Launch. Go live under your brand on infrastructure that's already connected to your core.
- Scale. Add products and markets without another core migration underneath.
Deploy where your data has to live.
NymCard is deployment-agnostic by design. Run nCore in the cloud, on-soil, or on-premise, connected to the systems your bank already operates, and meet residency wherever your regulator requires it.
Cloud
Multi-region and fully managed by NymCard.
On-Soil
Hosted by NymCard inside your country to meet in-country residency.
On-Premise
Run inside your own data centre, fully self-hosted.
PCI DSS compliant. ISO 27001 certified.
Infrastructure a bank can run on.
Launch the digital bank your market is ready for.
See how a licensed bank ships modern digital products in months, on nCore, connected to the core it already runs.