Credit Cards
Credit cards, built your way
Own the entire credit experience—from approval to repayment—with configurable logic, built-in compliance, and the tools to launch fast and grow faster.
Credit products for every business model
From revolving lines to pay-later options, build credit solutions that serve your customers and fuel your growth.
Revolving credit
Offer flexible lines with custom limits and billing cycles—designed around your risk models and customer needs.
Buy Now, Pay Later (BNPL)
Split purchases into installments with real-time approvals. Improve conversion while managing repayment flexibility.
Installment loans
Power structured credit with configurable terms, fees, and repayment schedules—built into the card.
Smarter infrastructure, better debit experiences
Loan Product Configuration
Define repayment terms, billing cycles, fees, and interest—your way.
Advanced Credit Decisioning
No-code engine with real-time approvals, built-in logic, and external data connectivity.
KYC / KYB
Verify individuals or businesses through integrated onboarding.
Programmable Spend Controls
Set limits by merchant, amount, category, or geography.
Installment Plans & Auto-Pay
Offer flexible repayments with built-in scheduling tools.
Fraud Monitoring
Detect and block suspicious activity with rule-based detection.
Dispute Management
Manage retrievals and chargebacks with tracking and resolution flows.
Rewards & Loyalty
Plug into third-party cashback or rewards platforms via APIs.
White-label Ready
Use our mobile or web interfaces—or bring your own.
Credit on any platform
Bring credit cards into the digital age with NymCard’s tokenization capabilities. Easily integrate with Apple Pay, Google Pay, Samsung Pay, and issuer-branded wallets:
Instant Issuance
Issue cards in seconds—virtual or physical—and let customers start spending right away.
Secure Every Transaction
Tokenize cards from day one and integrate with leading digital wallets for added protection.
Delight Customers
Give your customers the convenience, flexibility, and trust they expect—on any device, anywhere.
Issue credit cards. Without the complexity.
Go live faster with a fully managed platform—designed for banks ready to scale.
