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Embedded finance for
  • banks
  • retail
  • fintechs

Powering scalable financial solutions for businesses ready to innovate, grow, and succeed.

Trusted by leading innovators across MENA and beyond

Xpendless
Xpendless

Modular Solutions

One platform, endless possibilities

A fully integrated modular suite with AI-driven financial tools for real-time payment processing and payment API integration. Use NymCard to simplify operations, unlock revenue opportunities, and deliver exceptional financial experiences – all supported by over 1,000 APIs.

Credit Card
Prepaid Card
Debit Card
Card Issuing
Real-time Funding
Processing
Credit Card
Risk
Embedded Lending
Money Movement
Cross-border payment
Domestic Payments
Cards Dashboard
Card Activation
Card Program Management
Cross-border payment

Card Issuing

The cards you need, the way you want

Create and manage white label prepaid, debit, and credit cards with virtual, physical, and tokenized options.
Cards Dashboard
Card Activation
Card Program Management

Embedded Lending

Lending solutions for every business model

From Buy Now, Pay Later (BNPL) to SME lending, our AI-powered credit risk modeling ensures flexible credit solutions for POS financing, earned wage access, and microfinancing.

Money Movement

Move money anytime, anywhere

Facilitate domestic and cross-border payments with ease and efficiency with our real-time payment processing and FX integration solutions. Ensure seamless scaling for international remittances, supplier payments, and payroll across borders.

Cross-border payment

Built for the future of financial innovation

Speed

Launch faster with proven workflows and tools.

Flexibility

Design solutions to meet the demands of your business.

Scale

Grow confidently on a platform that supports your ambitions.

Security

Protect payments with advanced fraud detection and global standards.

Compliance

Adhere to regional regulations with built-in compliance

Expertise

Partner with a team that supports you from concept to scale.

Embed financial services your way

Integrate financial services into your ecosystem with your choice of APIs, SDKs, no-code tools, mobile portals, or out-of-the-box solutions.

APIs

Control and customization

SDK

Pre-built tools for faster implementation

Low code

Easy configuration foor non-technical users

Mobile portal

Ready-made interfaces for mobile applications

Out-of-the-box

Fast deployment with minimal effort

Tap into our integrated payment network

Connect seamlessly to cards, accounts, and wallets across global and regional networks. Leverage our partnerships with Mastercard, Visa, MADA, Mercury, Jaywan, and Meeza to deliver secure, fast, and reliable transactions for every payment flow.

Visa
Mastercard
MADA
Meeza
Mercury
Jaywan

Your journey starts here

Join the businesses transforming embedded finance across MENA, Pakistan and beyond. Let’s build your solution together.