NymCard
Regulated by the Central Bank of the UAE

Open Finance infrastructure.

The single regulated layer for account data and payment initiation — for banks, fintechs, and enterprises in the UAE.

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The infrastructure behind Open Finance.

NymCard is the regulated layer behind Open Finance in the UAE — not a consumer brand. It runs the connectivity, orchestration, consent, and scale, while the partner owns the customer.

Source

UAE banks & fintechs

Account data and payment rails, under the CBUAE regime.

NymCard layer

Open Finance infrastructure

One regulated layer absorbs the whole Open Finance surface.

ConnectivityOrchestrationConsentScale
Surface

Your branded product

The experience your customers see — you own the relationship.

What the infrastructure does.

Account information, payment initiation, and data enrichment — each through one integration, shown as a working flow.

Connect any bank account, once.

One integration reaches every connected UAE bank. The customer authorises, and balances and transactions return through a single API.

Connect your account
Open Finance · customer-authorised
Select your bank
EFBEmirates First Bank
GNBGulf National Bank
MCBMeridian Commercial
Account returnedConsent granted
Available balance
$12,480.65
Salary credit
ACH · 1 Jun
+$6,200.00
Card payment
POS · 2 Jun
-$148.20
Transfer out
A2A · 2 Jun
-$500.00

Initiate payments from the bank, in real time.

Move funds account to account through a customer-authorised bank connection — initiated, authorised, and confirmed in one flow.

Initiate payment

Account-to-account

Processing
From account
Personal · ****4821
$2,400.00
To merchant
Brightline Grocers
1
Payment initiated
Request created · single API call
2
Bank authorised
Customer-authorised connection
3
Payment confirmed
Real-time account-to-account

Turn raw bank data into decisions.

Raw statement lines come back resolved, categorised, and scored into structured insight that feeds payments, lending, and risk.

Data enrichment

Raw bank data → structured insight

0/3 enriched
RawEnriched
POS 4471 BRGHTLN GRC AE
Brightline Grocers
Groceries
$84.20
DEB NB AIR 0X2231 INTL
Northbridge Air
Travel
$612.00
ACH GRIDLN ENRGY UTIL
Gridline Energy
Utilities
$96.40
Structured output feeds
PaymentsLendingRisk

What you can build.

Two channels, one integration — payment initiation and account data.

Run salary transfers and supplier payouts that settle instantly.

Initiate payment

Account-to-account

Processing
From account
Personal · ****4821
$2,400.00
To merchant
Brightline Grocers
1
Payment initiated
Request created · single API call
2
Bank authorised
Customer-authorised connection
3
Payment confirmed
Real-time account-to-account

Beyond Open Finance.

One integration does not dead-end here. The same platform runs cards, lending, and money movement.

Card Issuing

Debit, credit, and prepaid card programs on the same platform.

Embedded Lending

Origination and disbursement powered by authorised bank data.

Money Movement

Settle and move funds across accounts and corridors on one stack.

Why build on NymCard.

Trusted & licensed

Regulated by the Central Bank of the UAE.

Secure by certification

ISO 27001 certified · PCI DSS Level 1 certified.

Developer-friendly

APIs and SDKs built to take you live faster.

Modular & future-proof

Scale across payments, lending, and money movement.

Common questions

Talk to our team.

See how banks, fintechs, and enterprises build on Open Finance infrastructure in the UAE.

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