Open Finance
Open Finance Infrastructure
Enable Open Finance capabilities through a single infrastructure layer — powering data access and payment initiation for banks, fintechs, and enterprises.
NymCard and AlTareq
NymCard provides Open Finance infrastructure that operates in alignment with AlTareq, the UAE’s national Open Finance framework regulated by the Central Bank of the UAE.
As a licensed Third-Party Provider (TPP), NymCard enables partners to participate in the Open Finance ecosystem without building or managing direct integrations — while remaining aligned with national standards for security, consent, and data governance.
Why Open Finance
NymCard delivers the underlying technology required to support Open Finance use cases — operating behind the scenes as an infrastructure provider, not a consumer-facing platform.
Our role is to enable secure connectivity, orchestration, and scale, while our partners own the customer experience.
Account Information
Access customer-authorized financial data through a single API integration.
Payment Initiation
Enable Open Finance payment flows through customer-authorised bank connections.
Data Enrichment
Transform banking data into data into structured insights that support smarter decision-making across payments, lending, and risk.
Corporate Open Finance Solutions
Bulk Supplier & Payroll Payments
Automate payouts and salary transfers in real time.
Treasury & Liquidity Management
Move funds instantly across accounts with full visibility.
Automated Loan Disbursements
Distribute corporate credit and business loans with zero delays.
Instant KYCB & Onboarding
Verify business clients instantly with secure bank data.
Live Balance & Income Verification
Get real-time visibility into corporate accounts and cash flow.
Risk Scoring & Fraud Prevention
Get real-time insights into cash flow and financial health.
Consumer Open Finance Solutions
Instant Card Top-Ups
Fund prepaid and debit cards instantly from bank accounts.
Direct Bank Transfers
Pay merchants and move funds with real-time account payments.
Loan & BNPL Payouts
Disburse personal loans and BNPL funds instantly.
Instant KYCB & Onboarding
Verify business clients instantly with secure bank data.
Live Balance & Income Verification
Get real-time visibility into corporate accounts and cash flow.
Risk Scoring & Fraud Prevention
Get real-time insights into cash flow and financial health.
How Open Finance enhances the broader ecosystem
Beyond Open Finance
One platform. One integration. Unlimited potential.
Our Open Fiinance APIs connect to our full-stack platform—helping you launch, scale, and optimize financial products without complexity.
Card Issuing
Our Open Banking APIs connect to our full-stack platform—helping you launch, scale, and optimize financial products without complexity.
Embedded Lending
Our Open Banking APIs connect to our full-stack platform—helping you launch, scale, and optimize financial products without complexity.
Money Movement
Our Open Banking APIs connect to our full-stack platform—helping you launch, scale, and optimize financial products without complexity.
We've got you covered
Trusted & Licensed
Regulated by CBUAE and connected to major payment schemes.
Scale without limits
One platform to build, launch, and expand across payments, lending, and money movement.
Highly Secure Technology
ISO 27001 & PSD2-licensed, meeting the highest security standards.
Go live faster
Developer-friendly APIs & SDKs for easy integration.
Reduced operational costs
Automate finance, lower fees, and eliminate inefficiencies.
Future-proof infrastructure
Modular, flexible, and built to support evolving financial services.
Build on Open Finance Infrastructure
We’re here to help you make the most of open finance use cases via AlTareq.
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