New Blog! Open vs Closed Loop Cards: The Architecture Behind Modern Card Programs

Debit Cards

Advanced debit card issuing

Launch debit cards with the infrastructure, controls, and compliance built for the Kingdom’s growing digital economy.

Built for everyday spend, connected to every channel

From ATM withdrawals and POS purchases to wallet and account integrations—our debit card infrastructure is built for how users transact today.

Linked 
bank accounts

ATM and in-store spend

Wallet-based debit cards

Multi-currency travel cards

Payroll-linked accounts

Everyday retail and bill payments

Smarter infrastructure, better debit experiences

Linked accounts and digital wallets

Connect debit cards to wallets or traditional accounts seamlessly.

Multi-Currency Ready

Issue cards in one or multiple currencies, with full FX support.

Instant issuance

Create and activate debit cards instantly via APIs or white-label flows.

Spending Limits

Set card limits by user, transaction type, or timeframe.

Geo & MCC Controls

Control where and how each card is used.

Authorization Forwarding

Approve transactions based on real-time logic.

ATM and POS-ready

Cards work across all standard acceptance points globally.

Virtual, physical, or tokenized

Offer users flexibility in how they pay—online, in-store, or in-app.

Built-In Scheme Integrations

Connect instantly to Visa, Mastercard, and regional networks.

Everything you need beyond the card

Add operational and compliance tools that help you scale with confidence.

KYC / KYB

Verify users and onboard individuals or businesses with confidence.

Fraud Monitoring

Detect suspicious activity in real time and block risky transactions.

3DS

Secure online payments with built-in authentication.

Settlements & Reconciliation

Ensure timely reconciliation and transparent settlement flows.

Dispute Management

Manage chargebacks, investigations, and resolution workflows.

Call Center Support

Outsource customer support with trained prepaid specialists.

Launch with a white-labeled app, out of the box

Speed up deployment with pre-built mobile interfaces, built for card management, spend tracking, and compliance—all fully branded to your bank.

Modern debit card issuing for Saudi Arabia's modern banks​

From infrastructure to interface, NymCard helps you launch debit programs faster—with less lift, more control, and full compliance.